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My uncle's 401k advice almost cost me my house down payment

Back in 2021, my uncle Bob told me to put every spare dollar into a meme stock instead of a savings account. I followed him for three weeks, lost about $4,200, and had to delay buying a place in Toledo by a full season. He still swears it would have paid off, but my accountant showed me the numbers. Was he just unlucky, or is playing it safe always the smarter fail-proof route?
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