@juliahall your math trick made me swap my entire shopping list for the Aldi version of everything.

Maybe it's just me but spot treatments work fine for most issues.

Yeah but here's the thing nobody is talking about. The physical act of handing over cash actually hurts way more than tapping your phone. There's like this real psychological pain when you watch that envelope get thinner that you just don't get from a number on a screen. I think that's why digital always failed for me too, because there was no consequence. Also you're probably saving money without even trying because places are way less likely to charge you random fees when you pay cash. Plus you're not giving these apps access to your bank account which is a huge privacy win. Not weird at all honestly I bet a ton of people would be better off doing this they just never try it because it feels too simple.