PSA: My lender let me skip an appraisal on my $310k cash out refi and it saved me $650
I called three lenders in Phoenix back in March and the first two both quoted me $600 to $700 for an appraisal before they would even talk numbers. The third one ran an automated check on my place and said the value came back clean, so they waived it and we closed in 19 days. Has anyone else gotten an appraisal waiver on a cash out, or did you all have to pay for one?