A teller in Tulsa asked me one thing before cashing my check and it stuck with me for months
I was depositing a $1,850 check at a branch on 15th Street and the teller, an older guy named Ray, held it up and asked me if I knew the person who wrote it, which felt weird until he explained that this exact account had bounced three checks that same week and he was saving me the headache, so now I always ask about escrow and clearance timing before I send anything, and I'm wondering if anyone else has had a bank employee catch something like that for them?
Whoa, three bounced checks from the same account in one week? That's wild. Like, how does someone even write that many bad checks and still have a bank account at all? I had a landlord once who was three months behind on his mortgage and still cashing my rent checks every month, so I guess it happens more than people think. Ray sounds like a real one for catching that before you got stuck with a fee or a mess. Most tellers just run the check through and let you deal with the fallout later.