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The 50/30/20 rule got me to zero debt but killed my fun money, worth it?
Followed the 50/30/20 split for 9 months and wiped out $3k in card debt, but my 'wants' budget felt so tight I skipped two concerts and a weekend trip. Is the strict math worth the boredom, or do you guys tweak the percentages for sanity and still call it a win?
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the_sam19d ago
Heard a finance pod say the 50/30/20 is just a starting point, so tweak it and keep some fun money.
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