I swore I'd never pull money out of my house, then my truck died and the AC went out the same week
Two weeks ago my transmission went out on my F-150 ($4,100 quote) and our AC died the same Tuesday, and I had about $600 in savings. My wife's uncle, who has done two cash out refis himself, sat me down and walked me through how he pulled $40k at 6.5% to cover a roof and kept his rate low enough that the math actually worked, and by Friday I had called a lender in Fort Worth. For those of you who have done this, did you ever regret pulling out more than you needed for the emergency?