PSA: Your bank's fraud alert texts are not always a scam

Honestly, I see people online all the time saying to ignore any text from your bank about a charge. Last month, I got one from Chase about a $287 charge at a gas station in Phoenix, and I was about to delete it. Ngl, I called the number on the back of my card instead, and it was real fraud. If I'd ignored it, they would have let the charge go through. How do you guys handle these alerts without getting tricked?

2 comments

2 Comments

willow_garcia7d ago

Call the number on your card, never the text. That's the only safe move.

the_margaret7d ago

Exactly. I saw a scam last week where the text had a number one digit off from the real bank line. They spoof the real number so it looks right in your texts. If you call the number on the card, you know you're talking to the real company. Any other link or number they send is just a direct line to a thief.