The difference between Upstart and LendingClub after 3 loans each is night and day
Upstart funded my $8,000 loan in under 4 hours with zero follow-ups, while LendingClub took 11 days and kept asking for bank statements I already uploaded. Has anyone else noticed one online lender actually gets faster and one gets slower over time?
Did you have to upload the same documents like 3 times with LendingClub? I swear they make you jump through hoops just to get a simple answer. Upstart was super easy for me too, took like 2 hours and they just used my bank info to verify everything automatically. My sister went with LendingClub and she said they called her boss and everything, felt kinda invasive honestly.
Nah honestly I'd rather have them call my job and verify everything upfront than deal with Upstart's automated system that locked my account for a week because their "bank verification" glitched out on me.