Man, @tarajenkins , you're right on with this. It's like the same thing with everything these days, not just rice cookers. I swear there's this weird spot where if you pay too little, it's basically a fire hazard, but not even the expensive stuff is always better either. I got a cheap blender once that vibrated right off the counter on high speed. It's like the world just accepted that we all gotta gamble on small appliances now. You don't need top of the line, just a little above the bottom of the barrel and you're usually fine for a few years. It's wild how that tiny bit of extra cash makes the difference between something that works and something that scares you.

Honestly I was this close to doing the same thing with my 2.75% rate last year until I realized my credit score is only a few points higher than my age so I just painted the bathroom myself instead. Tbh the numbers looked fine on paper but my wallet cried a little when I saw the new payment.