My friend skipped the $30 roadside assistance add-on last year. @ryanpatel, he blew two tires on a back road and the tow alone cost him over $400. That cheap fee is just buying a backup plan for your future self. We're really bad at picturing ourselves stuck.

Remember that time my dive buddy's computer just blanked out at 60 feet? Total black screen. @keith264, it was a simple reef dive, supposed to be easy. We had to do a whole safety stop using my computer and his backup timer. Felt way longer than three minutes.