Had a similar moment at a traffic light in Phoenix... sat through three full cycles cause I was watching the wrong signal. Felt like a complete idiot when the guy behind me laid on the horn.

Nah, my credit union waived the appraisal on my cash out refi last year so it does happen.

I mean this is kind of how a lot of retail systems work these days, they weren't really designed to handle people trying to stack every possible discount at once. It's like the backend just throws its hands up and cancels everything rather than figuring out the correct total for you. Honestly, I think we've all trained ourselves to look for every deal we can find but the actual tech running these stores just can't keep up with it.